Housing
The Town is committed to monitoring our affordable housing progress to the community. Subscribe to News Flashes to receive e-mail notifications of updates.
Affordable housing is identified in Elevate Black Mountain, the Town's comprehensive plan updated in 2021. Soon after, The Town Council unanimously passed a resolution in support of developing relationships and researching methods of developing affordable housing. This page is a reflection of the Town's commitment to implementation of the comprehensive plan and is intended to serve as resources for the community and to provide updates and news related to the development of affordable housing.
The North Carolina Fair Housing Act makes it illegal to discriminate in housing because of race, color, religion, sec, national origin, physical or mental handicaps, or family status (families with children). The law applies to the sale, rental or financing of residential housing.
What is "affordable"?
The Federal Department of Housing and Urban Development (HUD) defines an "affordable dwelling" as one that a household can obtain for 30% or less of its income.
| 2021 INCOME LIMITS SUMMARY | ||||||
| Household Size | Extremely Low Income (30% AMI) | Very Low Income (50% AMI) | Low Income (60% AMI)* | Low Moderate Income (100% AMI)* | Moderate Income (100% AMI)* | High Moderate Income (120% AMI)* |
| One-person | $15,800 | $26,300 | $31,575 | $42,100 | $52,625 | $63,150 |
| Two-person | $18,050 | $30,050 | $36,075 | $48,100 | $60,125 | $72,150 |
| Three-person | $21,960 | $33,800 | $40,575 | $54,100 | $67,625 | $81,150 |
| Four-person | $26,500 | $37,550 | $45,300 | $60,100 | $75,500 | $90,600 |
| Five-person | $31,040 | $40,600 | $48,713 | $64,950 | $81,188 | $97,425 |
| Six-person | $35,580 | $43,600 | $52,313 | $69,750 | $87,188 | $104,625 |
| Seven-person | $40,120 | $46,600 | $55,913 | $74,550 | $93,188 | $111,825 |
| Eight-Person | $44,660 | $49,600 | $59,513 | $79,350 | $99,188 | $119,025 |
RESOURCES
- Asheville-Buncombe Land Trust
- Town of Black Mountain Minimum Housing Ordinance
- Buncombe County Affordable Housing Program
- Fair Housing Information and Complaint Procedure
- The Arc of Buncombe County
- Asheville Area Habitat for Humanity
- ABCCM
- Community Action Opportunities
- Council on Aging of Buncombe County
- Eblen Charities
- GreenBuilt Alliance
- Helpmate
- Homeward Bound
- Housing Authority of the City of Asheville
- Mountain Housing Opportunities
- North Carolina Housing Coalition
- OnTrack
- Pisgah Legal Services
- Western Carolina Rescue Ministries
- North Carolina Housing Finance Agency
eVENTS
Join us on December 6th at 6pm to learn about the Asheville-Buncombe Community Land Trust. Real Estate professionals, builders and developers are encouraged to attend and learn about opportunities to collaborate with ABCLT's efforts to create permanent affordable housing in the area. Citizens are welcome to attend and learn about ways to support the mission of ABCLT and see a unique example of how community and neighborhoods have organized and partnered with ABCLT.
Town Hall - 160 Midland Avenue, Black Mountain, NC 28711